Free, no email, no account
What is my home worth?
A value range in three short questions, and the agent fee on that price.
Estimate, not an appraisal
Estimated value
Agent fee on this value
Reading the home against the local data, about ten seconds…
Reading of your home
How the figure was built
How would you sell your home?
·
How the sale works
Use an agent
What to prepare before you sell
The range starts from public data and from what owners near you ask, adjusted for your home's own facts. Then you see what a seller in your country typically pays an agent on that figure: the amount you keep by selling yourself.
Home value by country
Each of these pages runs the estimate for one country, with what owners there are asking by city, how often they cut the price, and the agent fee a private sale keeps.
- Home values in Argentina
- Home values in Austria · Deutsch
- Home values in Canada
- Home values in Finland · Suomi
- Home values in France · Français
- Home values in Germany · Deutsch
- Home values in India
- Home values in Italy · Italiano
- Home values in Mexico · Español
- Home values in the Netherlands · Nederlands
- Home values in Poland · Polski
- Home values in Spain · Español
- Home values in the United States
How the estimate is made
Most online estimators give one number and keep the method to themselves. This one shows its working, because the working is what you need when you set an asking price.
United States. The anchor is the Census Bureau's median value of owner-occupied homes in your ZIP code area, from the American Community Survey (2020-2024 five-year estimates, stated in 2024 dollars). It is carried forward to 2025 with the change over the last two years in the FHFA House Price Index for the same ZIP code, the federal regulator's series built from the appraisals and sales behind conforming mortgages, or in the three-digit ZIP area where the five-digit index is not published. Checked against a commercial market index for 24,000 ZIP codes, that anchor runs about 6% lower at the median, which is within the range the page shows. Bedrooms matter: in our owner listings a two-bedroom home lists at roughly two thirds of the typical home in its state and a four-bedroom at about a third more, so the anchor is scaled by the ratio measured for your state. When you give a size, a second figure is built from what owners in your ZIP area, or your state, are asking per square foot, and the two are blended, 60% on the anchor and 40% on the size figure. The range widens with the survey's own margin of error for that ZIP code.
Other countries. The estimate is what owners of homes like yours are asking. BestFSBOGuide.com keeps medians of asking prices per square metre for homes listed by their owners, by city, in 22 countries. Your size times the median in your city gives the middle figure; the middle half of asking prices in that city gives the range. Where the city is not in the data, the national figure is used and the page says so. These are asking prices, so they run a little above what homes eventually sell for; the price-cut table below shows how often owners come down and by how much.
Condition and the reading. The condition you choose moves the figure by a fixed step: 12% down for a home that needs work, 5% down for one that is dated but sound, 6% up for one renovated or new. A language model then reads the home's facts (type, size, bedrooms, bathrooms, year built, condition and what it knows of the street or neighbourhood) against the data range and returns a narrowed range with a short explanation. It is given no sale records for the address and told not to invent any, and its midpoint is held within 20% of the data range, so it can add judgement but not replace the evidence. The data figure is shown first and stays under "How the figure was built".
What it cannot see. The lot, the street from the inside, the view, the neighbours. Those are what a buyer walks in and prices, and what separates a good estimate from a sale price. Use the range to decide whether selling is worth thinking about, then price from three or four nearby sales.
Home values in the United States
For a US home the estimate starts from your ZIP code. What owners are asking per square foot in every state, from more than 40,000 homes listed by their owners, is on what is my home worth in the United States, with the estimate itself.
What owners are asking per square metre, by country
The same measure outside the United States, in local currency, from more than 75,000 homes listed by their owners. The estimator uses the city figures behind these national medians.
| Country | Median per m² | Homes |
|---|---|---|
| Italy | EUR 1,273 | 12,560 |
| Poland | PLN 8,609 | 9,471 |
| Netherlands | EUR 4,519 | 9,166 |
| Spain | EUR 1,692 | 7,343 |
| France | EUR 2,700 | 6,980 |
| Germany | EUR 3,218 | 5,928 |
| Austria | EUR 3,627 | 5,358 |
| Mexico | MXN 24,783 | 3,265 |
| Argentina | USD 763 | 2,692 |
| Canada | CAD 3,207 | 2,568 |
| India | INR 99,951 | 2,293 |
| Finland | EUR 1,800 | 2,276 |
| Romania | EUR 1,625 | 1,491 |
| Belgium | EUR 2,500 | 1,200 |
| Estonia | EUR 2,006 | 777 |
| Portugal | EUR 2,977 | 769 |
| Uruguay | USD 2,218 | 498 |
| Saudi Arabia | SAR 5,000 | 431 |
| Cyprus | EUR 2,179 | 268 |
| Hungary | EUR 1,590 | 175 |
| Ecuador | USD 788 | 157 |
| Croatia | EUR 3,315 | 43 |
Mexico is in pesos, Poland in złoty, India in rupees, Canada in Canadian dollars, Saudi Arabia in riyals, Argentina, Ecuador and Uruguay in US dollars as listed there; the rest in euros. City-level rows are in the CSV.
How often owners cut the price, and by how much
Following owner listings over time shows what happens to an asking price after it goes up. At the rate we observed across 37,536 US owner listings, about 13.4% cut their asking price within 30 days of appearing, and the typical first cut is 4% of the price. That is the margin to keep in mind when you read any estimate: a price set from the top of the range is the one most likely to come down.
| Country | Cut within 30 days (rate) | Typical cut |
|---|---|---|
| Finland | 25% | 4.4% |
| Austria | 20.1% | 3.9% |
| Bulgaria | 19.5% | 4.3% |
| Germany | 17.9% | 4.6% |
| India | 13.5% | 5.1% |
| United States | 13.4% | 4% |
| Italy | 13.3% | 6.7% |
| Spain | 12.8% | 4.3% |
| Australia | 12.5% | 4% |
| Canada | 11.6% | 3.7% |
| Belgium | 11.2% | 4% |
| Malaysia | 8.2% | 3.2% |
| Mexico | 5.5% | 6.2% |
Owner listings followed between July 30, 2026 and October 13, 2026. The 30-day figure is the share whose price had been lowered within 30 days of first appearing, from the rate at which cuts occur per day of listing; the typical cut is the median first reduction. Price changes under 0.5% and currency relabels are ignored.
From the estimate to the money you keep
An estimate is the top line. The line that matters is what reaches your account, and the biggest item between the two is the agent's fee, which you keep in full if you sell yourself. The table shows the usual seller's agent fee in eight countries on what owners there are currently asking at the median, or on an illustrative price where we do not publish a median. The full table for 41 countries, with sources, is at agent commissions by country.
| Country | Usual seller's agent fee | The fee you keep |
|---|---|---|
| United States | 2.75% | $9,598 |
| United Kingdom | 1.4% | £4,200 |
| Netherlands | 1.3% | €5,850 |
| Germany | 3.6% | €13,860 |
| Spain | 4.8% | €8,160 |
| Australia | 2.5% | A$18,125 |
| Canada | 2.3% | C$10,810 |
| Italy | 3.7% | €4,995 |
Fee including any VAT or GST, seller's own agent only. * illustrative price. In the United States many sellers also pay the buyer's agent, about 2.4 to 2.7%, negotiated separately since 2024.
Selling yourself does not remove the legal step. A notary, a lawyer or a closing agent still handles the transfer, at a cost that is a fraction of the agent's fee almost everywhere: the comparison for 31 countries is in our 2026 research on selling without an agent.
Why online estimates miss, and how to read one
The large estimators are candid about their error when you look for it. Zillow puts the median error of its Zestimate at about 1.8% for homes that are on the market and about 7% for homes that are not; Redfin reports about 1.9% and 7.4% on the same basis. The on-market number is low because the model can see the asking price. For a home that is not listed, which is the case when you are wondering what yours is worth, an error of 7% on a $400,000 home is $28,000 either way, and those are the medians: half of all estimates miss by more.
Three habits make any estimate more useful. Read the range, not the midpoint, and ask what would push your home to either end of it. Check the trend: a ZIP code where values fell over the last year rewards pricing at the lower end, because buyers there are seeing reductions. And compare the figure with what owners near you are asking, which the tables above give you directly; if your estimate sits well above the local asking median per square foot, the model is counting something buyers may not pay for.
Questions about home value estimates
How accurate is this home value estimate?
It is an estimate for homes like yours in your area, not a valuation of your particular house. In the United States the anchor is the Census Bureau's median value of owner-occupied homes in your ZIP code, carried forward to 2025 with the federal house price index for that ZIP code, scaled for your number of bedrooms and blended with what owners near you are asking per square foot. Elsewhere it is what owners of homes of your size are currently asking in your city, from BestFSBOGuide.com's own medians. The range shown is the honest width of that evidence. A property-level model that knows your lot, condition and upgrades, or a local agent's comparative market analysis, can be more precise. Zillow and Redfin report median errors of about 2% for homes already on the market and about 7% for homes that are not, by their own published figures.
Is this an appraisal?
No. An appraisal is an inspection and a written opinion of value by a licensed appraiser, and a lender will require one before a mortgage. This page gives a free statistical estimate from public data and owner asking prices, for your own planning. It is not an appraisal, a broker price opinion or advice to sell at a given price.
What data is the estimate built from?
Two public US sources: the Census Bureau's American Community Survey (2020-2024 five-year estimates of the median value of owner-occupied homes, for 30,011 ZIP code areas) and the FHFA House Price Index for ZIP codes (16,648 ZIP codes, with the three-digit area as the fallback), which carries the survey figure forward to 2025 and gives the one and five year trend. On top of those, BestFSBOGuide.com's own asking-price data: more than 40,000 US homes listed by their owners since June 18, 2026, and more than 75,000 owner-listed homes in 22 other countries, each counted once, with land and agent listings removed. The table further down shows them by country; the United States page has them by state.
Why is the result a range rather than one number?
Because there is no single selling price for a home until a buyer agrees one. Two similar homes on the same street sell for different amounts depending on condition, timing and the buyers in the market that month. A range tells you what the evidence supports; a single number would hide how wide that evidence is. In the United States the range widens where the Census sample for the ZIP code was small, and narrows a little when you give a size, because a second figure from owner asking prices in your area is added to the Census anchor; it never goes below 8% or above 20% either side of the midpoint. The reading of the home then narrows it further, held within 20% of that range.
How do I get a more precise figure?
Look at what homes like yours actually sold for nearby in the last three to six months, not what they were listed at, and adjust for size, condition and anything unusual about your lot or street. In many countries sale prices are public: county records in the United States, HM Land Registry in England and Wales, DVF in France, the Kadaster in the Netherlands. If you need a figure for a lender, a divorce or an estate, order an appraisal. If you are deciding on an asking price, three or four recent comparable sales will tell you more than any online model.
How much would I keep by selling without an agent?
The agent's own fee on the sale, which this page calculates for your country on your estimate. In the United States that is typically about 2.75% for the listing side, $9,598 on the $349,000 that US owners are currently asking at the median; many sellers also pay the buyer's agent, which is negotiated separately. Elsewhere it runs from about 1% in parts of Asia to 6% and more with VAT in southern Europe and Latin America. What you still pay either way is the notary, lawyer or closing agent your country requires and any transfer tax.
Do you store my address?
No. The data figure is computed in your browser: the page reads the ZIP code, or the city, out of what you type, downloads the small data file for that area, and runs the arithmetic on your device. If you ask for the reading of the home, the street, postcode, city and the home facts are sent once to our server and to the model that writes the reading, then discarded; our server keeps only the country, the language and the timing. There is no account, email or phone number to give. If you later request the selling checklist, that form asks only for an email address and a country.
Can I sell my home myself in my country?
Yes, in every one of the 41 countries this site covers an owner may sell without an agent. What differs is the legal step that closes the sale: in most of continental Europe and Latin America a notary draws up the deed, in the United Kingdom, Ireland, Australia and most of Canada each side has its own lawyer or conveyancer, in the United States a title or escrow company or an attorney closes, and in a few countries a registry does it with no professional at all. The page names the step for your country, and the country guides walk through it.
Data and attribution
The owner asking-price tables are BestFSBOGuide.com's own work and are free to reuse with credit under CC BY 4.0: download the CSV (US states, countries and cities). US ZIP-level values come from the Census Bureau's American Community Survey (2020-2024 five-year estimates, table B25077, public domain) and the FHFA House Price Index for ZIP codes (public domain); ZIP place names from GeoNames (CC BY 4.0). This product uses Census Bureau data but is not endorsed or certified by the Census Bureau. This product uses FHFA data but is neither endorsed nor certified by FHFA. Reviewed October 13, 2026.