Tools

Run your own numbers

Free tools that answer one money question each off your own figures, not a national average. They run entirely in your browser, so nothing you type is sent anywhere, and there is no account or email to sign up for. Start with the one below to see your number and your next step.

Start here How much could you save? Pick your country and whether you are buying or selling. We fill in the typical local agent commission and show what going without an agent could mean, then point you to the right next step.

Buying

Before you buy

Calculator What can you afford? A price range from your income, debts, and down payment, using the lending ratios banks start from. Any currency. Calculator Mortgage calculator Your monthly payment, the total interest, and what an extra payment each month would save you. Any currency. Estimator Buyer closing costs Know your cash to close before you write an offer, so you only buy what you can actually afford.

Selling

Before you list

Calculator Seller net proceeds Know your real take-home after the payoff and every cost, so the math is never a surprise. Calculator Home sale capital gains Estimate the taxable gain on your main home after the $250,000 / $500,000 exclusion. United States. Checklist Listing readiness Know whether your home is truly ready to list, step by step, before it goes live. Checklist Documents and deadlines Every document, certificate, and registry step your country's sale needs, by stage, with your progress saved.

During the sale

When buyers show up

Planner Plan and run your viewings Prepare the home, schedule slots that do not collide, know what to say in the room, and follow up toward offers. Calculator Offer evaluator What an offer really nets you after costs and the payoff, and what its financing and conditions mean in plain language.

Common questions about the free calculators

Are these home-selling and buying calculators free?

Yes. All of the calculators on this page are free to use, and there is no account or email to sign up for. They cover commission savings, affordability, mortgage payments, net proceeds, closing costs, and more.

Is the data I type into these calculators sent anywhere?

No. The tools run entirely in your browser, so nothing you type is sent anywhere. There is no account or email required to use them, and your figures stay on your own device.

Do these calculators work in my country and currency?

The affordability and mortgage calculators work in any currency. The commission savings tool lets you pick your country and fills in the typical local agent commission. The documents checklist adapts to your country’s sale.

Which calculator should I start with?

Start with the commission savings calculator, marked “Start here” on the page. You pick your country and whether you are buying or selling, and it shows what going without an agent could mean, then points you to the next step.

Does the capital gains calculator work outside the United States?

No. The home sale capital gains calculator is for the United States. It estimates the taxable gain on your main home after the $250,000 single or $500,000 married exclusion. Other tools, like affordability and mortgage, work in any currency.