Selling without an agent · Europe
How to sell your home without an agent in France
You can sell your home in France without an estate agent (agent immobilier), and private-party sales are common: around a third of French sales are made directly between individuals (de particulier a particulier). What you cannot skip is the notaire: only a notary can draft and execute the authentic deed of sale (acte authentique de vente) and file it with the land registration service (service de la publicite fonciere) within one month. You must also assemble a technical diagnostics file (dossier de diagnostics techniques, DDT) before listing, and since 1 January 2025 a single-family house rated E, F or G on the DPE also needs a separate regulated energy audit (audit energetique reglementaire). The buyer pays the transfer duties commonly called frais de notaire; the seller may owe capital gains tax (plus-value immobiliere) on a non-primary residence.
What changes here
What is different about selling in France
- Selling on your own
- Selling without an agent immobilier is fully allowed and widely practiced; roughly a third of transactions in France happen directly between private individuals. You will need to handle pricing, the full diagnostics dossier (DDT), listing, viewings, and the preliminary contract yourself, and managing the notaire handoff and the regulatory audit requirement if your home is rated E, F or G requires careful attention to deadlines; but France makes this tractable by providing free deeds-based price data (the DVF open database and the Notaires de France maps) and a notaire who protects both sides at the legally critical step. The professional you genuinely cannot skip is the notaire, who by law drafts and executes the authentic deed of sale and files it with the service de la publicite fonciere. Taking on the sale yourself means you handle pricing, the full diagnostics dossier, listing, viewings, and the preliminary contract.
- Required professional
- Notaire (mandatory). A notaire is mandatory. They draft the authentic deed of sale (acte authentique de vente), oversee the financial settlement, hold the funds in a regulated client account, withhold and pay any capital gains tax, and file the deed with the land registration service (service de la publicite fonciere) within one month of signing to make the ownership transfer enforceable against third parties. Both buyer and seller may appoint their own notaire at no extra cost, because emoluments are fixed by national decree and split between the two offices; if only one notaire is involved, that notaire acts for both parties impartially. Hiring an estate agent (agent immobilier) is optional and that is the role you take on yourself.
- Land registry
- Service de la publicite fonciere (SPF). The land registration service, under the Direction generale des finances publiques, publishes all authentic real estate deeds. The notaire files the signed acte authentique here within one month of signing, which makes the sale enforceable against third parties and officially records the new owner.
- Energy certificate
- DPE (diagnostic de performance energetique). A valid DPE must be included in every sale listing and provided to the buyer in the DDT. It rates the property on energy consumption and greenhouse-gas emissions on a scale from A (most efficient) to G (least efficient). The DPE must be carried out by a certified diagnostician and is valid for 10 years. DPE results are legally binding in France since 2021. A poor rating affects marketability and price: since 1 January 2025, G-rated dwellings (the least insulated passoires thermiques) can no longer be let to new tenants, which informed buyers will factor in. For a single-family house or whole building you own outright rated E, F or G, a separate audit energetique reglementaire is also required at sale (see taxes and process below). Confirm current rules with ADEME or service-public.fr.
- How local rules layer
- country > city
The local market
France by the numbers
- 921,000 sales of existing homes (logements anciens)
- Existing-home transactions (12 months to end Sept 2025) INSEE, Informations rapides no. 285 (Q3 2025), published 20 Nov 2025
- +0.7% overall over one year; apartments +1.3%, houses +0.2%
- Year-on-year existing-home price change (Q3 2025) INSEE-Notaires house price index, Informations rapides no. 285 (Q3 2025)
- Around 3,918 EUR/m2 for apartments and 2,541 EUR/m2 for houses (national averages)
- Average asking price per square metre, France (Jan 2026) RealAdvisor France price-per-m2 index
- Roughly 83 to 90 days nationally (about three months), with wide regional variation
- Average time to sell a home in 2025 SeLoger expert guide on selling timelines
- Total about 5.81% historically; from 2025 most departments raised the departmental rate to 5%, giving a combined registration tax near 6.31% in those departments; first-time primary-residence buyers exempt from the 0.5-point rise
- Transfer duties (DMTO) on an existing property Notaires de France, droits de mutation / frais d'acte de vente
- About one third; roughly 31% in 2016 (32% in 2000), broadly stable around 25% to 35%
- Share of sales made directly between private individuals Batiactu, citing a Notaires de France study
Figures are the most recent we could source; confirm current numbers against the sources at the foot of this page before you rely on them.
The process
Selling your home in France, step by step
- Commission the diagnostics dossier (DDT). Book a certified diagnostician (diagnostiqueur certifie) to compile the full DDT before listing. Watch the short-validity items: the etat des risques (ERP natural-risk statement) is valid only about 6 months, so time it close to your listing, while the DPE is valid 10 years. Missing or expired diagnostics are the most common cause of last-minute delays. The complete DDT must be attached to the compromis de vente and then again to the final deed. Starting early avoids problems at the notaire stage.
- Order the audit energetique if your home is rated E, F or G. Since 1 January 2025, selling a single-family house or a whole building you own outright (monopropriete) rated E, F or G on the DPE triggers a mandatory audit energetique reglementaire, separate from and on top of the DPE (classes F and G have been covered since April 2023). It is commissioned by the seller, presents staged renovation scenarios, is valid 5 years, and is handed to the buyer. Apartments in co-ownership (copropriete) are excluded. Its price is not regulated, so get quotes from a qualified auditor and order it alongside your other diagnostics so it is ready when you list. It is not a blocker; it is information the buyer is entitled to.
- Price the home from real recorded sales. Use deeds-based data, not portal estimates. The government's Demande de valeurs foncieres (DVF) open database (app.dvf.etalab.gouv.fr) publishes actual recorded sale prices street by street, and the Notaires de France price maps at immobilier.notaires.fr are built on the same notarised deeds. Pull genuine completed sales for similar homes nearby over the last year or two, adjust for surface area, condition and DPE rating, then set a defensible net seller price. With the national average selling time near three months in 2025, an over-ambitious price is the main reason a private listing stalls; revisit it if there are no serious viewings after a few weeks. Gather proof of ownership (titre de propriete), your property tax notice (taxe fonciere), and, for an apartment, the co-ownership documents (last three years of accounts and the syndic charges).
- List on private-sale portals. Post on PAP (Particulier a Particulier, pap.fr), the dedicated private-sale portal, and Leboncoin (leboncoin.fr), the largest general classifieds site with a very large private real estate section. Anyone.com offers free owner-direct listing with no commission; it is the pick on our annual review page. Include the DPE rating (mandatory in listings), good photos, a floor plan, and a net seller price with no agency fee. SeLoger (seloger.com) and Bien'ici are heavily used by buyers but agent-dominated; SeLoger accepts some private listings, often via a paid option. On any portal, you set the asking price.
- Conduct viewings and field offers. Run your own viewings, answer buyer questions, and collect written offers. There is no regulated bidding process for private sales; negotiate directly with interested buyers. Many buyers specifically seek de particulier a particulier listings to avoid the agency fee built into the price, so be ready to explain your pricing from the real comparables you used.
- Sign the preliminary contract. Once you agree on price and terms, sign either a compromis de vente (bilateral promise, most common) or a promesse unilaterale de vente. This is typically done before a notaire or, for a compromis, under private deed (sous seing prive). Include a clear condition suspensive de financement with a firm 45 to 60 day deadline, and hold the buyer's deposit in the notaire's regulated client account. The buyer has a statutory 10-day cooling-off period (delai de retractation) after receiving the signed compromis; this right is one-directional, so as seller you are bound from signature. Attach the full DDT at this stage.
- Satisfy conditions precedent. The typical compromis includes a mortgage condition (condition suspensive de financement) giving the buyer a set period, usually 45 to 60 days, to secure a loan. Monitor the deadline carefully and keep the notaire informed. The buyer's financing is one of the most common reasons a transaction stalls, so track it closely.
- Choose a notaire and prepare for completion. If you do not already have a notaire, select one. The buyer usually nominates one too; having two notaires does not increase the overall fee because emoluments are fixed by decree and split between offices. The notaire carries out title checks, requests a mortgage payoff figure from your lender (mainlevee d'hypotheque if applicable), and prepares the draft deed (projet d'acte).
- Sign the authentic deed of sale (acte authentique de vente). All parties sign in front of the notaire. Since 2018, notaires can also execute the acte authentique electronique a distance by videoconference when all parties agree, though not every office offers it; ask early. The notaire holds the purchase funds in a client account and releases them to you once the deed is signed. Keys are handed over at this point. The notaire then files the deed with the service de la publicite fonciere within one month.
- Settle taxes and receive the net proceeds. The buyer's frais de notaire (including transfer duties) are collected by the notaire and remitted to the tax authority. If you owe capital gains tax (plus-value immobiliere) on a non-primary residence, the notaire calculates, withholds and pays it on your behalf at completion, so you do not file a separate return for it.
Paperwork
Documents a sale needs
- Titre de propriete (proof of ownership / title deed)
- Full DDT including: DPE, lead risk assessment (CREP, for pre-1949 buildings), asbestos report (for buildings with permit before July 1997), gas installation check (for installations over 15 years old), electrical installation check (for installations over 15 years old), termite report (in affected zones), natural and technological risk statement (etat des risques et pollutions, ERP), and, where required, flood or soil-contamination assessments
- Audit energetique reglementaire (for a single-family house or whole building rated E, F or G on the DPE, required at sale since 1 January 2025; co-owned apartments excluded)
- Compromis de vente or promesse de vente (preliminary sale contract)
- Taxe fonciere (property tax notice) and taxe d'habitation history if relevant
- Mortgage statement and payoff figure (if the property is mortgaged)
- For apartments: co-ownership documents (reglement de copropriete, last three years of general meeting minutes, last three years of accounts, syndic charges, and DTG if available)
- Identity documents for all sellers
- Acte authentique de vente (authentic deed of sale, drawn up and executed by the notaire)
The money
Taxes and fees on a sale
| Tax or fee | What to know |
|---|---|
| Transfer duties (droits de mutation a titre onereux, DMTO), paid by the buyer | The buyer pays the so-called frais de notaire, which bundle the notaire's fee with transfer duties and registration costs. For existing (old) property the transfer duties alone typically total around 5.81% of the sale price historically, making the overall frais de notaire roughly 7 to 8% of the price. From 2025, most departments raised the departmental portion to 5% (previously 4.5%), which gives a combined registration tax near 6.31% in those departments. First-time buyers purchasing a primary residence are exempt from this 0.5-point increase (in force to 30 April 2028). Verify the current rate for the specific department with your notaire or via notaires.fr, as rates vary by department after the 2025 change. |
| Transfer duties (DMTO) breakdown, paid by the buyer | Per Notaires de France, the registration tax on an existing property breaks down into a departmental tax (raised to 5% in most departments from 2025, previously 4.5%), a municipal tax of 1.20%, and a state collection charge equal to 2.37% of the registration tax, plus a real-estate security contribution of about 0.10%, totalling roughly 6.31% in departments that applied the increase. First-time buyers acquiring a primary residence are exempt from the 0.5-point departmental rise (in force to 30 April 2028). |
| Notaire's regulated emoluments scale (bareme), paid by the buyer | The notaire's own fee is set by decree (article A444-91 of the Code de commerce, in force since 1 March 2020) and is degressive across price brackets: 3.870% on 0 to 6,500 EUR, 1.596% on 6,500 to 17,000 EUR, 1.064% on 17,000 to 60,000 EUR, and 0.799% above 60,000 EUR, all before 20% VAT. The notaire may grant up to a 20% discount on the portion of emoluments for the part of the price above 100,000 EUR. As the seller you do not pay this deed fee; you may pay a separate smaller fee for any mortgage discharge (mainlevee d'hypotheque) if your property is mortgaged. |
| Capital gains tax on the seller (plus-value immobiliere) | The sale of your principal residence (residence principale) is fully exempt from capital gains tax, with no minimum holding period. For all other properties (secondary homes, investment properties, land), any gain is subject to income tax at 19% plus social levies at 17.2%, a combined headline rate of 36.2%. Holding-period allowances reduce the taxable gain progressively: full exemption from income tax after 22 years of ownership, and full exemption from social levies after 30 years. The notaire calculates and remits the tax at completion on your behalf. Confirm current rates and any special exemptions with impots.gouv.fr. |
| Audit energetique reglementaire (regulated energy audit), a seller cost at sale of E/F/G single-family homes | Not a tax but a mandatory seller expense: since 1 January 2025 a single-family house or whole building (monopropriete) rated E, F or G on the DPE must have a regulatory energy audit (separate from and on top of the DPE) commissioned by the seller before sale. Its price is unregulated and it is valid 5 years. Apartments in co-ownership are excluded. See service-public.gouv.fr for the rules. |
This is general information for France, not legal or tax advice for your situation. Rates, thresholds, and who owes what change over time and can turn on details specific to your sale, so confirm the current figures with the official sources at the bottom of this page, and check anything that affects your liability with a qualified local professional before you rely on it.
Tailored to here
Your France selling checklist
A prep checklist built for France, in order. Here is the first section to get you started. The complete checklist, every section plus the universal essentials, is a free PDF you can print and tick off as you go.
0 of 6 done
Before listing
- Pricing and listing
- Preliminary contract
- Completion (acte authentique)
City by city
Selling your home yourself in France, by city
Go deeper
Common questions
Can I sell my house in France without an estate agent?
Yes, and you would be in good company. France has one of Europe's strongest traditions of owner selling: about one in three homes changes hands with no agent involved, a route the French call de particulier à particulier. The typical agency commission runs 4 to 6% of the price, and keeping that money is precisely what draws sellers to the private route. One professional the law will not let you drop is the notaire, because no sale completes without the notarial deed. Everything an agent would otherwise handle, setting the price, publishing the ad, hosting viewings, negotiating with buyers, falls to you instead. Anyone.com lets you publish for free, charging no listing fee and taking no commission, and it can run alongside the French portals: PAP (pap.fr) exists specifically for owner sales, while Leboncoin puts your ad in front of the country's biggest general classifieds audience.
Can I start selling de particulier à particulier and bring in an agent immobilier later?
Yes. Until you grant an agency mandate or sign a compromis with a buyer, nothing commits you to either route, so owners often try the private market first and reconsider if serious viewings do not come. Our page at /countries/france/find-an-agent lists the local directories and review platforms and how to check an agent's carte professionnelle on the CCI register, and the pricing work you do from the DVF deeds data keeps its value either way: it supports your own listing now and gives you a benchmark against any agent's valuation later. Should you decide you want help, anyone.com/find-agent matches sellers, and buyers on the other side of a deal, with a local agent; the company describes the matching as free for both parties, says it weighs location, price range, and the property's size and type, and puts its network at more than 4 million agents worldwide. Hiring an agent immobilier typically costs 4 to 6 percent of the price, the margin a private sale protects; in France the notaire's role and fee stay identical either way, so what the commission buys is marketing and negotiation, not legal safety, and that is the trade to weigh.
Is a notaire really mandatory, and do I need my own or can I use the buyer's?
Mandatory, yes. French law reserves the acte authentique de vente to notaires, so ownership only changes hands once a notaire has executed that deed and passed it on for registration at the service de la publicite fonciere; skip the notaire and no legal sale exists. On the second question, you have a genuine choice. Working with the buyer's notaire is perfectly normal, and it costs nobody anything extra: the fee scale comes from a government decree, and when two offices handle the same sale they divide that single fee between them. In practice, then, appointing your own notaire adds nothing to the bill while giving you a professional who reads the deed with your interests in mind, which is worth having on a transaction this large.
What diagnostics do I need before listing, and how long do they take?
Before your ad goes up, a certified diagnostician (diagnostiqueur certifie) needs to prepare the complete dossier de diagnostics techniques (DDT). Expect it to cover the DPE energy certificate, which stays valid for 10 years and has carried legal weight since 2021; the etat des risques et pollutions, whose 6-month validity means you should schedule it just before going to market; a CREP lead survey where the building permit predates 1 January 1949; an asbestos check where the permit predates 1 July 1997; inspections of gas and electrical installations more than 15 years old; and a termite report if your commune sits in a designated zone. From booking the visit to holding the written reports, allow two to four weeks. The buyer sees the dossier twice, first appended to the compromis de vente and later with the deed itself, and nothing derails a closing at the notaire's office more often than a report that turns out to be absent or out of date.
Who pays the frais de notaire and how much are they?
These costs sit on the buyer's side of the table; as seller you do not pay them. On an existing home the total typically lands between 7 and 8% of the price. Inside that figure are three things: the droits de mutation a titre onereux (transfer duties), historically about 5.81% of the price on older property; the notaire's own emoluments, charged on a sliding decree-set scale that shrinks as the price rises; and various registration and administrative charges. A 2025 change matters here: the majority of departments moved their share of the duty from 4.5% up to 5%, which brings the combined registration tax to roughly 6.31% where the increase applies and can push the buyer's all-in frais de notaire past 8%. Buyers acquiring their first primary residence escape that extra half point. The one notaire charge that can land on you as seller is the mainlevee d'hypotheque if a loan is still secured on the property, usually a few hundred euros plus the notaire's small statutory charge for that act. Department-by-department rates are listed at notaires.fr, so check yours before quoting numbers to a buyer.
What is the compromis de vente and what happens after I sign it?
Think of the compromis de vente as the point where the deal becomes real: a two-way preliminary contract fixing the price and conditions ahead of the notarial deed, and enforceable against both parties from the moment of signature. A notaire's presence is optional at this stage; many owners sign sous seing prive (a private agreement), though going through a notaire adds a layer of security. The full DDT has to accompany the contract. The law then gives the buyer, and only the buyer, a 10-day window to walk away without penalty, the delai de retractation; no matching escape exists for the seller. Nearly every compromis also builds in a financing clause, the condition suspensive de financement, under which the buyer has 45 to 60 days to obtain a loan. Should the loan be refused and the buyer tell you so in writing within that window, the contract dissolves and the deposit goes back. Keep a close eye on that date, because a buyer's financing that drags is the single most common reason French transactions grind to a halt.
Do I owe capital gains tax when I sell?
Only if the home is not your principal residence. France exempts the sale of the residence principale entirely, with no requirement to have owned it for any particular length of time first. Everything else, a second home, a holiday property, a rental investment, a plot of building land, faces tax on the gain: 19% income tax plus another 17.2% in social levies, or 36.2% all told before allowances kick in. Those allowances build with each year of ownership; after 22 years the income-tax portion falls away completely, and after 30 years the social levies follow. You will not need to work any of this out yourself: at completion the notaire runs the numbers, deducts what is owed from your proceeds, and forwards it straight to the tax authority, so no separate declaration falls on you. Non-resident sellers come under different withholding arrangements, so if that describes you, check the current rules at impots.gouv.fr.
Can I sign the compromis or the final deed remotely or online?
Partly, yes. For the preliminary stage, the compromis can be handled without everyone in the same room: private signature is allowed, and notarial offices increasingly run the process through electronic signature tools. The final deed is stricter, because an acte authentique only exists once a notaire has formally executed it, on paper or electronically, with the parties before them. There is a remote route, though. A 2018 reform lets notaires complete the authentic deed over videoconference, the acte authentique electronique a distance, provided the notaire and both parties consent. Availability varies office to office, so raise the question with your notaire at the start rather than at the end. Whichever way the signing happens, registration follows the same clock: the notaire has one month from signature to lodge the deed with the service de la publicite fonciere.
How do I price my home accurately in France using free official data?
France gives private sellers something many countries do not: free access to what homes actually sold for, straight from the deeds. Start with the DVF (Demande de valeurs foncieres) at app.dvf.etalab.gouv.fr, the state's open register of recorded transaction prices covering nearly every property in the country, and cross-check against the notaires' price maps at immobilier.notaires.fr, which draw on the same deed records. Ignore what portals estimate and what neighbors are asking; what matters is what comparable homes in your commune or on your street fetched over the past year or two. From those sales, correct for differences in floor area, condition, and DPE class, and you arrive at a net seller price you can defend to any buyer. Bear in mind that French homes took about three months on average to sell in 2025, and when a private listing sits longer than that, the culprit is almost always a price set too high.
Do I need an energy audit as well as a DPE to sell, and how much does it cost?
For some sellers, yes, both documents are required. The rule catches single-family houses and any building sold whole by a sole owner (a monopropriete) whenever the DPE grade is E, F, or G. Homes graded F or G have needed the audit since April 2023, and E joined them on 1 January 2025. The audit energetique reglementaire is its own document rather than an extension of the DPE: an auditor maps out renovation work in stages that would lift the home's performance, and the resulting report, good for 5 years, goes to your buyer. If you are selling an apartment within a copropriete, none of this applies to you. On cost, there is no official tariff, which makes shopping around worthwhile; collect a few quotes from qualified auditors and have the audit done at the same time as the rest of your diagnostics so nothing holds up the listing.
How long does selling without an agent typically take in France, and what slows it down?
Plan for roughly three months from listing to a signed compromis in an average market (national figures for 2025 cluster around 83 to 90 days), and then usually another two to three months to the acte authentique while the buyer's mortgage condition (condition suspensive de financement, often 45 to 60 days) runs and the notaire completes title checks. The most common delays are an over-optimistic price, missing or expired diagnostics in the DDT, and the buyer's financing. Booking the full DDT before listing and tracking the financing deadline keeps things moving.
Can I list my home in France without paying portal fees?
Yes. Anyone.com's sellers page prices the seller side at zero in each of the 29 countries it covers: zero to publish, zero for the platform itself, and zero out of the proceeds when the home sells, and the same page says a new listing goes live in minutes. The buyer pays the frais de notaire in France, not you, so listing without a fee means the only sums that can come off your proceeds are a mainlevee d'hypotheque fee if a mortgage needs discharging and any plus-value immobiliere due on a non-primary residence. The domestic portals deserve a price check rather than an assumption: PAP (pap.fr) is built for de particulier à particulier sales and Leboncoin (leboncoin.fr) carries a very large owner-listed property section, but confirm what each currently charges a private seller to publish before you count on either as free, and SeLoger, while strong on buyer traffic, is agent-facing and typically puts private listings behind a paid option. A French private sale also produces a thick paper trail, the DDT, written offers, the compromis bound for the notaire, and Anyone says it keeps the listing, buyer inquiries, and offers together in one workspace, and states that buyers are identity-verified and that offers carry a verified badge. The platform's reach comes from its international, cross-border buyer network rather than domestic portal traffic, so it and the French portals reach different buyer pools; a parallel listing on PAP or Leboncoin covers the domestic audience alongside Anyone's international one.
Sources used on this page
Every legal, tax, and process claim on this page traces to one of these. We re-check them on a schedule and date the page when anything changes.
- Acte de vente d'un logement existant (authentic deed of sale)Service-Public.fr · service-public.fr
- Diagnostics immobiliers a fournir en cas de vente (full DDT list for sales)Service-Public.fr · service-public.fr
- Diagnostic de performance energetique (DPE)Service-Public.fr · service-public.fr
- Plus-values immobilieres, regles d'imposition et exonerationsimpots.gouv.fr · impots.gouv.fr
- Droits de mutation, frais d'acte de vente ou frais de notaireNotaires de France (notaires.fr) · notaires.fr
- Frais de notaire: les droits de mutation augmentent dans certains departements (2025 update)Service-Public.fr · service-public.gouv.fr
- Au troisieme trimestre 2025, les prix des logements anciens sont stables (Informations rapides no. 285)INSEE · insee.fr
- Prix immobilier au m2 en France (deeds-based notaire price index)Notaires de France (immobilier.notaires.fr) · immobilier.notaires.fr
- Prix de l'immobilier en France, prix au m2 (national averages)RealAdvisor · realadvisor.fr
- Quel est le delai moyen pour vendre un logementSeLoger (edito) · edito.seloger.com
- Ventes immobilieres: 31% des transactions se font entre particuliersBatiactu (citing Notaires de France) · batiactu.com
- Audit energetique en cas de vente d'un bien immobilierService-Public.gouv.fr · service-public.gouv.fr
- Les passoires thermiques les moins bien isolees ne peuvent plus etre louees (DPE G ban 2025)Service-Public.gouv.fr · service-public.gouv.fr
- Bareme des frais de notaire / emoluments scale (article A444-91 Code de commerce)Pretto (citing Code de commerce, in force since 1 March 2020) · pretto.fr
- Demande de valeurs foncieres (DVF) open data of recorded sale pricesEtalab / DGFiP (data.gouv.fr) · app.dvf.etalab.gouv.fr
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