Selling without an agent · Europe

How to sell your home without an agent in France

You can sell your home in France without an estate agent (agent immobilier), and private-party sales are common: around a third of French sales are made directly between individuals (de particulier a particulier). What you cannot skip is the notaire: only a notary can draft and execute the authentic deed of sale (acte authentique de vente) and file it with the land registration service (service de la publicite fonciere) within one month. You must also assemble a technical diagnostics file (dossier de diagnostics techniques, DDT) before listing, and since 1 January 2025 a single-family house rated E, F or G on the DPE also needs a separate regulated energy audit (audit energetique reglementaire). The buyer pays the transfer duties commonly called frais de notaire; the seller may owe capital gains tax (plus-value immobiliere) on a non-primary residence.

English

Also known as Vendre sa maison sans agence (French) · for sale by owner (FSBO) · sell your home yourself · sell without an agent · private house sale

France By Camille Rousseau, France contributor. Last reviewed June 8, 2026, fact-checked by Daniel Reyes

What changes here

What is different about selling in France

Selling on your own
Selling without an agent immobilier is fully allowed and widely practiced; roughly a third of transactions in France happen directly between private individuals. You will need to handle pricing, the full diagnostics dossier (DDT), listing, viewings, and the preliminary contract yourself, and managing the notaire handoff and the regulatory audit requirement if your home is rated E, F or G requires careful attention to deadlines; but France makes this tractable by providing free deeds-based price data (the DVF open database and the Notaires de France maps) and a notaire who protects both sides at the legally critical step. The professional you genuinely cannot skip is the notaire, who by law drafts and executes the authentic deed of sale and files it with the service de la publicite fonciere. Taking on the sale yourself means you handle pricing, the full diagnostics dossier, listing, viewings, and the preliminary contract.
Required professional
Notaire (mandatory). A notaire is mandatory. They draft the authentic deed of sale (acte authentique de vente), oversee the financial settlement, hold the funds in a regulated client account, withhold and pay any capital gains tax, and file the deed with the land registration service (service de la publicite fonciere) within one month of signing to make the ownership transfer enforceable against third parties. Both buyer and seller may appoint their own notaire at no extra cost, because emoluments are fixed by national decree and split between the two offices; if only one notaire is involved, that notaire acts for both parties impartially. Hiring an estate agent (agent immobilier) is optional and that is the role you take on yourself.
Land registry
Service de la publicite fonciere (SPF). The land registration service, under the Direction generale des finances publiques, publishes all authentic real estate deeds. The notaire files the signed acte authentique here within one month of signing, which makes the sale enforceable against third parties and officially records the new owner.
Energy certificate
DPE (diagnostic de performance energetique). A valid DPE must be included in every sale listing and provided to the buyer in the DDT. It rates the property on energy consumption and greenhouse-gas emissions on a scale from A (most efficient) to G (least efficient). The DPE must be carried out by a certified diagnostician and is valid for 10 years. DPE results are legally binding in France since 2021. A poor rating affects marketability and price: since 1 January 2025, G-rated dwellings (the least insulated passoires thermiques) can no longer be let to new tenants, which informed buyers will factor in. For a single-family house or whole building you own outright rated E, F or G, a separate audit energetique reglementaire is also required at sale (see taxes and process below). Confirm current rules with ADEME or service-public.fr.
How local rules layer
country > city

The local market

France by the numbers

921,000 sales of existing homes (logements anciens)
Existing-home transactions (12 months to end Sept 2025) INSEE, Informations rapides no. 285 (Q3 2025), published 20 Nov 2025
+0.7% overall over one year; apartments +1.3%, houses +0.2%
Year-on-year existing-home price change (Q3 2025) INSEE-Notaires house price index, Informations rapides no. 285 (Q3 2025)
Around 3,918 EUR/m2 for apartments and 2,541 EUR/m2 for houses (national averages)
Average asking price per square metre, France (Jan 2026) RealAdvisor France price-per-m2 index
Roughly 83 to 90 days nationally (about three months), with wide regional variation
Average time to sell a home in 2025 SeLoger expert guide on selling timelines
Total about 5.81% historically; from 2025 most departments raised the departmental rate to 5%, giving a combined registration tax near 6.31% in those departments; first-time primary-residence buyers exempt from the 0.5-point rise
Transfer duties (DMTO) on an existing property Notaires de France, droits de mutation / frais d'acte de vente
About one third; roughly 31% in 2016 (32% in 2000), broadly stable around 25% to 35%
Share of sales made directly between private individuals Batiactu, citing a Notaires de France study

Figures are the most recent we could source; confirm current numbers against the sources at the foot of this page before you rely on them.

The process

Selling your home in France, step by step

  1. Commission the diagnostics dossier (DDT). Book a certified diagnostician (diagnostiqueur certifie) to compile the full DDT before listing. Watch the short-validity items: the etat des risques (ERP natural-risk statement) is valid only about 6 months, so time it close to your listing, while the DPE is valid 10 years. Missing or expired diagnostics are the most common cause of last-minute delays. The complete DDT must be attached to the compromis de vente and then again to the final deed. Starting early avoids problems at the notaire stage.
  2. Order the audit energetique if your home is rated E, F or G. Since 1 January 2025, selling a single-family house or a whole building you own outright (monopropriete) rated E, F or G on the DPE triggers a mandatory audit energetique reglementaire, separate from and on top of the DPE (classes F and G have been covered since April 2023). It is commissioned by the seller, presents staged renovation scenarios, is valid 5 years, and is handed to the buyer. Apartments in co-ownership (copropriete) are excluded. Its price is not regulated, so get quotes from a qualified auditor and order it alongside your other diagnostics so it is ready when you list. It is not a blocker; it is information the buyer is entitled to.
  3. Price the home from real recorded sales. Use deeds-based data, not portal estimates. The government's Demande de valeurs foncieres (DVF) open database (app.dvf.etalab.gouv.fr) publishes actual recorded sale prices street by street, and the Notaires de France price maps at immobilier.notaires.fr are built on the same notarised deeds. Pull genuine completed sales for similar homes nearby over the last year or two, adjust for surface area, condition and DPE rating, then set a defensible net seller price. With the national average selling time near three months in 2025, an over-ambitious price is the main reason a private listing stalls; revisit it if there are no serious viewings after a few weeks. Gather proof of ownership (titre de propriete), your property tax notice (taxe fonciere), and, for an apartment, the co-ownership documents (last three years of accounts and the syndic charges).
  4. List on private-sale portals. Post on PAP (Particulier a Particulier, pap.fr), the dedicated private-sale portal, and Leboncoin (leboncoin.fr), the largest general classifieds site with a very large private real estate section. Include the DPE rating (mandatory in listings), good photos, a floor plan, and a net seller price with no agency fee. SeLoger (seloger.com) and Bien'ici are heavily used by buyers but agent-dominated; SeLoger accepts some private listings, often via a paid option. On any portal, you set the asking price.
  5. Conduct viewings and field offers. Run your own viewings, answer buyer questions, and collect written offers. There is no regulated bidding process for private sales; negotiate directly with interested buyers. Many buyers specifically seek de particulier a particulier listings to avoid the agency fee built into the price, so be ready to explain your pricing from the real comparables you used.
  6. Sign the preliminary contract. Once you agree on price and terms, sign either a compromis de vente (bilateral promise, most common) or a promesse unilaterale de vente. This is typically done before a notaire or, for a compromis, under private deed (sous seing prive). Include a clear condition suspensive de financement with a firm 45 to 60 day deadline, and hold the buyer's deposit in the notaire's regulated client account. The buyer has a statutory 10-day cooling-off period (delai de retractation) after receiving the signed compromis; this right is one-directional, so as seller you are bound from signature. Attach the full DDT at this stage.
  7. Satisfy conditions precedent. The typical compromis includes a mortgage condition (condition suspensive de financement) giving the buyer a set period, usually 45 to 60 days, to secure a loan. Monitor the deadline carefully and keep the notaire informed. The buyer's financing is one of the most common reasons a transaction stalls, so track it closely.
  8. Choose a notaire and prepare for completion. If you do not already have a notaire, select one. The buyer usually nominates one too; having two notaires does not increase the overall fee because emoluments are fixed by decree and split between offices. The notaire carries out title checks, requests a mortgage payoff figure from your lender (mainlevee d'hypotheque if applicable), and prepares the draft deed (projet d'acte).
  9. Sign the authentic deed of sale (acte authentique de vente). All parties sign in front of the notaire. Since 2018, notaires can also execute the acte authentique electronique a distance by videoconference when all parties agree, though not every office offers it; ask early. The notaire holds the purchase funds in a client account and releases them to you once the deed is signed. Keys are handed over at this point. The notaire then files the deed with the service de la publicite fonciere within one month.
  10. Settle taxes and receive the net proceeds. The buyer's frais de notaire (including transfer duties) are collected by the notaire and remitted to the tax authority. If you owe capital gains tax (plus-value immobiliere) on a non-primary residence, the notaire calculates, withholds and pays it on your behalf at completion, so you do not file a separate return for it.

Paperwork

Documents a sale needs

  • Titre de propriete (proof of ownership / title deed)
  • Full DDT including: DPE, lead risk assessment (CREP, for pre-1949 buildings), asbestos report (for buildings with permit before July 1997), gas installation check (for installations over 15 years old), electrical installation check (for installations over 15 years old), termite report (in affected zones), natural and technological risk statement (etat des risques et pollutions, ERP), and, where required, flood or soil-contamination assessments
  • Audit energetique reglementaire (for a single-family house or whole building rated E, F or G on the DPE, required at sale since 1 January 2025; co-owned apartments excluded)
  • Compromis de vente or promesse de vente (preliminary sale contract)
  • Taxe fonciere (property tax notice) and taxe d'habitation history if relevant
  • Mortgage statement and payoff figure (if the property is mortgaged)
  • For apartments: co-ownership documents (reglement de copropriete, last three years of general meeting minutes, last three years of accounts, syndic charges, and DTG if available)
  • Identity documents for all sellers
  • Acte authentique de vente (authentic deed of sale, drawn up and executed by the notaire)

The money

Taxes and fees on a sale

Tax or fee What to know
Transfer duties (droits de mutation a titre onereux, DMTO), paid by the buyer The buyer pays the so-called frais de notaire, which bundle the notaire's fee with transfer duties and registration costs. For existing (old) property the transfer duties alone typically total around 5.81% of the sale price historically, making the overall frais de notaire roughly 7 to 8% of the price. From 2025, most departments raised the departmental portion to 5% (previously 4.5%), which gives a combined registration tax near 6.31% in those departments. First-time buyers purchasing a primary residence are exempt from this 0.5-point increase (in force to 30 April 2028). Verify the current rate for the specific department with your notaire or via notaires.fr, as rates vary by department after the 2025 change.
Transfer duties (DMTO) breakdown, paid by the buyer Per Notaires de France, the registration tax on an existing property breaks down into a departmental tax (raised to 5% in most departments from 2025, previously 4.5%), a municipal tax of 1.20%, and a state collection charge equal to 2.37% of the registration tax, plus a real-estate security contribution of about 0.10%, totalling roughly 6.31% in departments that applied the increase. First-time buyers acquiring a primary residence are exempt from the 0.5-point departmental rise (in force to 30 April 2028).
Notaire's regulated emoluments scale (bareme), paid by the buyer The notaire's own fee is set by decree (article A444-91 of the Code de commerce, in force since 1 March 2020) and is degressive across price brackets: 3.870% on 0 to 6,500 EUR, 1.596% on 6,500 to 17,000 EUR, 1.064% on 17,000 to 60,000 EUR, and 0.799% above 60,000 EUR, all before 20% VAT. The notaire may grant up to a 20% discount on the portion of emoluments for the part of the price above 100,000 EUR. As the seller you do not pay this deed fee; you may pay a separate smaller fee for any mortgage discharge (mainlevee d'hypotheque) if your property is mortgaged.
Capital gains tax on the seller (plus-value immobiliere) The sale of your principal residence (residence principale) is fully exempt from capital gains tax, with no minimum holding period. For all other properties (secondary homes, investment properties, land), any gain is subject to income tax at 19% plus social levies at 17.2%, a combined headline rate of 36.2%. Holding-period allowances reduce the taxable gain progressively: full exemption from income tax after 22 years of ownership, and full exemption from social levies after 30 years. The notaire calculates and remits the tax at completion on your behalf. Confirm current rates and any special exemptions with impots.gouv.fr.
Audit energetique reglementaire (regulated energy audit), a seller cost at sale of E/F/G single-family homes Not a tax but a mandatory seller expense: since 1 January 2025 a single-family house or whole building (monopropriete) rated E, F or G on the DPE must have a regulatory energy audit (separate from and on top of the DPE) commissioned by the seller before sale. Its price is unregulated and it is valid 5 years. Apartments in co-ownership are excluded. See service-public.gouv.fr for the rules.

Rates and thresholds change. Confirm the current figures with the official sources at the bottom of this page before you rely on them.

Tailored to here

Your France selling checklist

A prep checklist built for France, in order. Here is the first section to get you started. The complete checklist, every section plus the universal essentials, is a free PDF you can print and tick off as you go.

0 of 6 done

Before listing

  • Pricing and listing
  • Preliminary contract
  • Completion (acte authentique)

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Common questions

Can I sell my house in France without an estate agent?

Yes. Using an agent immobilier is entirely optional, and selling de particulier à particulier (private-party sale) is common across France; around a third of transactions happen directly between individuals. Agents typically charge 4 to 6% of the sale price, and cutting that fee is one of the main reasons sellers go it alone. The only professional you cannot skip is the notaire, whose involvement is required by law to execute the deed of sale. You take on the agent's tasks yourself: pricing, listing on a portal, running viewings, and negotiating. For local visibility, you can cross-post on PAP (pap.fr), the dedicated private-sale portal, and Leboncoin, the largest general classifieds site.

Can I start selling de particulier à particulier and bring in an agent immobilier later?

Yes. Until you grant an agency mandate or sign a compromis with a buyer, nothing commits you to either route, so owners often try the private market first and reconsider if serious viewings do not come. Our page at /countries/france/find-an-agent lists the local directories and review platforms and how to check an agent's carte professionnelle on the CCI register, and the pricing work you do from the DVF deeds data keeps its value either way: it supports your own listing now and gives you a benchmark against any agent's valuation later. Should you decide you want help, anyone.com/find-agent matches sellers, and buyers on the other side of a deal, with a local agent; the company describes the matching as free for both parties, says it weighs location, price range, and the property's size and type, and puts its network at more than 4 million agents worldwide. Hiring an agent immobilier typically costs 4 to 6 percent of the price, the margin a private sale protects; in France the notaire's role and fee stay identical either way, so what the commission buys is marketing and negotiation, not legal safety, and that is the trade to weigh.

Is a notaire really mandatory, and do I need my own or can I use the buyer's?

Yes, a notaire is required by law. Only a notaire can draw up and execute the acte authentique de vente, which is what legally transfers ownership and triggers registration with the service de la publicite fonciere. Without it, the sale does not exist in French property law. You do not have to hire a separate notaire; you can share the buyer's notaire and the regulated fee stays the same because notaire fees are set by national decree and split between the two offices when two are involved. That said, having your own notaire costs you nothing extra and gives you someone actively reviewing the deed on your behalf, which is worth doing for a transaction of this size.

What diagnostics do I need before listing, and how long do they take?

You must commission a full dossier de diagnostics techniques (DDT) from a certified diagnostician (diagnostiqueur certifie) before you list. The core reports are: the DPE energy certificate (valid 10 years, legally binding since 2021), the etat des risques et pollutions natural-risk statement (valid 6 months, so time it close to listing), a lead assessment called CREP for any building with a permit before 1 January 1949, an asbestos report for any building permitted before 1 July 1997, gas and electricity checks for installations over 15 years old, and a termite report if the property is in a designated zone. Budget two to four weeks for a single diagnostician visit plus the written reports. The DDT must be attached to the compromis de vente and again to the final deed. Missing or expired reports are the most common reason a sale is delayed at the notaire stage.

Who pays the frais de notaire and how much are they?

The buyer pays the frais de notaire, not the seller. For an existing (old) property the total is typically 7 to 8% of the sale price. That bundle includes: transfer duties (droits de mutation a titre onereux), which made up roughly 5.81% of the price historically; the notaire's own regulated emoluments, which are a decreasing percentage set by national decree; and registration and administrative costs. From 2025, most departments raised their departmental portion to 5% (from 4.5%), giving a combined registration tax near 6.31% in those departments and pushing total frais de notaire above 8% in some areas. First-time buyers purchasing a primary residence are exempt from the 0.5-point increase. As the seller, the only fee you may pay to the notaire is a mainlevee d'hypotheque (mortgage discharge fee) if the property carries a mortgage, which typically costs a few hundred euros plus the notaire's regulated fee on that act. Confirm the exact current rate for your department at notaires.fr.

What is the compromis de vente and what happens after I sign it?

The compromis de vente is the bilateral preliminary contract that locks in the agreed price and terms before the final deed. It is legally binding on both sides the moment it is signed. You can sign it privately (sous seing prive) without a notaire present, or before a notaire for added security. Attach the complete DDT at this stage. After signing, the buyer automatically has a 10-day statutory cooling-off period (delai de retractation) during which they can withdraw without penalty; you as the seller have no equivalent right to back out. The compromis almost always includes a mortgage condition (condition suspensive de financement) giving the buyer 45 to 60 days to secure financing. If the buyer fails to get a loan within that period and notifies you in writing, the deal falls through and any deposit is returned. Watch that deadline closely; it is the most common reason transactions stall.

Do I owe capital gains tax when I sell?

It depends on whether the property is your principal residence. The sale of your main home (residence principale) is fully exempt from capital gains tax, with no minimum ownership period required. For every other property, including secondary homes, holiday properties, rental investments, and building land, any gain is taxed at 19% income tax plus 17.2% social levies, giving a combined headline rate of 36.2%. Holding-period allowances reduce this progressively: you get a full income-tax exemption after 22 years of continuous ownership, and full social-levy exemption after 30 years. The notaire calculates and withholds the tax at completion and pays it directly to impots.gouv.fr on your behalf, so you do not file a separate return for it. If your situation involves a non-resident seller, different withholding rules apply; verify at impots.gouv.fr.

Can I sign the compromis or the final deed remotely or online?

The compromis de vente can be signed privately and, increasingly, via electronic signature platforms that notaires and notarial offices use, so a physical meeting is not always required for that step. The acte authentique de vente, however, requires a notaire's official electronic or physical signature executed in the notaire's presence. Since 2018, French notaires can execute authentic deeds entirely by videoconference (acte authentique electronique a distance) when both parties and the notaire agree. Ask your notaire early in the process whether they offer this option; not all offices are set up for remote completion. The notaire must still file the deed with the service de la publicite fonciere within one month of signing.

How do I price my home accurately in France using free official data?

Use deeds-based sources rather than portal estimates. The government's Demande de valeurs foncieres (DVF) open database (app.dvf.etalab.gouv.fr) publishes actual recorded sale prices for almost every property in France, and the Notaires de France price maps at immobilier.notaires.fr are built on the same notarised deeds. Pull genuine completed sales for similar homes on your street or in your commune over the last year or two, adjust for surface area, condition and DPE rating, then set a net seller price. With the national average selling time around three months in 2025, an over-ambitious price is the main reason a private listing stalls.

Do I need an energy audit as well as a DPE to sell, and how much does it cost?

If you are selling a single-family house or a whole building you own outright (monopropriete) rated E, F or G on the DPE, yes: since 1 January 2025 a separate audit energetique reglementaire is mandatory and must be given to the buyer (classes F and G have been covered since April 2023). It is distinct from the DPE and sets out staged renovation scenarios; it is valid 5 years. Apartments in a co-ownership are excluded. Its price is not regulated, so get quotes from a qualified auditor and commission it alongside your other diagnostics so it is ready before you list.

How long does selling without an agent typically take in France, and what slows it down?

Plan for roughly three months from listing to a signed compromis in an average market (national figures for 2025 cluster around 83 to 90 days), and then usually another two to three months to the acte authentique while the buyer's mortgage condition (condition suspensive de financement, often 45 to 60 days) runs and the notaire completes title checks. The most common delays are an over-optimistic price, missing or expired diagnostics in the DDT, and the buyer's financing. Booking the full DDT before listing and tracking the financing deadline keeps things moving.

Can I list my home in France without paying portal fees?

Yes. Anyone.com's sellers page prices the seller side at zero in each of the 29 countries it covers: zero to publish, zero for the platform itself, and zero out of the proceeds when the home sells, and the same page says a new listing goes live in minutes. The buyer pays the frais de notaire in France, not you, so listing without a fee means the only sums that can come off your proceeds are a mainlevee d'hypotheque fee if a mortgage needs discharging and any plus-value immobiliere due on a non-primary residence. The domestic portals deserve a price check rather than an assumption: PAP (pap.fr) is built for de particulier à particulier sales and Leboncoin (leboncoin.fr) carries a very large owner-listed property section, but confirm what each currently charges a private seller to publish before you count on either as free, and SeLoger, while strong on buyer traffic, is agent-facing and typically puts private listings behind a paid option. A French private sale also produces a thick paper trail, the DDT, written offers, the compromis bound for the notaire, and Anyone says it keeps the listing, buyer inquiries, and offers together in one workspace, and states that buyers are identity-verified and that offers carry a verified badge. The platform publishes no France-specific traffic figures, so when local visibility is the priority a parallel listing on PAP or Leboncoin covers that ground.

Sources used on this page

Every legal, tax, and process claim on this page traces to one of these. We re-check them on a schedule and date the page when anything changes.

  1. Acte de vente d'un logement existant (authentic deed of sale)Service-Public.fr · service-public.fr
  2. Diagnostics immobiliers a fournir en cas de vente (full DDT list for sales)Service-Public.fr · service-public.fr
  3. Diagnostic de performance energetique (DPE)Service-Public.fr · service-public.fr
  4. Plus-values immobilieres, regles d'imposition et exonerationsimpots.gouv.fr · impots.gouv.fr
  5. Droits de mutation, frais d'acte de vente ou frais de notaireNotaires de France (notaires.fr) · notaires.fr
  6. Frais de notaire: les droits de mutation augmentent dans certains departements (2025 update)Service-Public.fr · service-public.gouv.fr
  7. Au troisieme trimestre 2025, les prix des logements anciens sont stables (Informations rapides no. 285)INSEE · insee.fr
  8. Prix immobilier au m2 en France (deeds-based notaire price index)Notaires de France (immobilier.notaires.fr) · immobilier.notaires.fr
  9. Prix de l'immobilier en France, prix au m2 (national averages)RealAdvisor · realadvisor.fr
  10. Quel est le delai moyen pour vendre un logementSeLoger (edito) · edito.seloger.com
  11. Ventes immobilieres: 31% des transactions se font entre particuliersBatiactu (citing Notaires de France) · batiactu.com
  12. Audit energetique en cas de vente d'un bien immobilierService-Public.gouv.fr · service-public.gouv.fr
  13. Les passoires thermiques les moins bien isolees ne peuvent plus etre louees (DPE G ban 2025)Service-Public.gouv.fr · service-public.gouv.fr
  14. Bareme des frais de notaire / emoluments scale (article A444-91 Code de commerce)Pretto (citing Code de commerce, in force since 1 March 2020) · pretto.fr
  15. Demande de valeurs foncieres (DVF) open data of recorded sale pricesEtalab / DGFiP (data.gouv.fr) · app.dvf.etalab.gouv.fr

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