Market report · The Americas · 5 min read

Argentina housing market 2026: prices, costs, FSBO

Argentine home prices have stopped falling and turned marginally higher, but the dollar market is still well below its peak and selling costs are unusually low. All figures here are current as of mid-2026.

Argentina

Last reviewed

Market snapshot

Figures with a source link are reported by the body named; the rest are our own calculation from those inputs.

USD 2,462/m2
Typical price (CABA) Buenos Aires city average asking price, Zonaprop ZPIndex, May 2026 Zonaprop ZPIndex, reported by Revista Mercado
+1.9% / yr
Price change 12 months to May 2026; lowest in 26 months; +0.1% m/m; still ~12% below peak Zonaprop ZPIndex (CABA sale), reported by Revista Mercado
UVA + 6% TNA
Mortgage rate Banco Nacion leading line, among the lowest, June 2026; the market floor is ~3.5% TNA. UVA loans add CPI indexation on top Segundo Enfoque June 2026 UVA mortgage guide; BCRA
~USD 120,000
Our listing read Cross-city pooled median asking, Zonaprop 2-room (CABA ~177,500, Cordoba ~87,700, Rosario ~90,000); 73 listings, Jun 2026 BestFSBOGuide sample
~6.4% of price
Cost-to-sell index All-in seller cost: agent commission, seller stamp-tax share, title study and certificates BestFSBOGuide estimate
~USD 5,400
Selling yourself keeps Seller agent commission avoided on a USD 150,000 sale (~3% + 21% VAT) BestFSBOGuide estimate
~5,435 / mo
Sale deeds (CABA) Escrituras de compraventa recorded in Buenos Aires city, May 2026; down ~3.1% y/y Colegio de Escribanos de la Ciudad de Buenos Aires; Infobae

Where prices stand right now

Argentina has no single official national median, so the market reads off the Zonaprop ZPIndex for the City of Buenos Aires (CABA). In May 2026 the CABA average asking price was USD 2,462 per square meter, up 1.9% year on year, the slowest 12-month rise in 26 months, and essentially flat month to month at +0.1%. Prices have stopped falling and turned marginally higher, but the market is still about 12% below its series peak, so this is a recovery, not a boom.

The rest of the country is much cheaper. Rosario sits near USD 1,841/m2 (May 2026) and Cordoba near USD 1,443/m2 (late 2025, our most recent confirmed figure for that city), versus CABA as the priciest market nationally. Within CABA the spread is wide: Palermo (USD 3,212/m2) and Belgrano (USD 2,956/m2) at the top, La Boca (USD 687/m2) and Villa Soldati (USD 710/m2) at the bottom.

Our own live read on June 23, 2026 of active Zonaprop two-room (2 ambientes) listings found a median asking price of USD 177,500 in CABA, USD 87,700 in Cordoba, and USD 90,000 in Rosario, with a cross-city pooled median near USD 120,000 across 73 units. Rolling the official index forward one month at the recent trend nowcasts CABA at about USD 2,464/m2 for June, so a typical 50 m2 two-room apartment is roughly USD 123,000 and a 70 m2 three-room around USD 172,000. Remember these are asking, not closing, prices, so expect to negotiate.

What it costs to sell here

Seller-side costs in Argentina are unusually low. The big recent change is that the old 1.5% transfer tax (ITI) was repealed in 2024. In its place, sales of property acquired after January 1, 2018 face a 15% cedular capital-gains tax on the inflation-adjusted gain, but the sale of your single permanent home (casa-habitacion) is exempt, and so is selling to buy or build another home within one year. Property bought before 2018 is outside this tax entirely. Confirm your own position with an accountant, since this area has moved fast.

The transaction tax that remains is the provincial stamp tax (Impuesto de Sellos), around 3.5% total in CABA and legally split 50/50, so roughly 1.75% on the seller, though in practice it is negotiable and buyers often absorb it. On top of that a seller typically pays only about 0.6% to 1.5% for the title study, certificates, and the seller's notarial contribution. The notary's main professional fee of about 1.5% to 2% + VAT is customarily paid by the buyer, not you.

Who pays the agent matters here, because both sides pay separately. The seller customarily pays the listing agent about 2.5% to 3% + 21% VAT, while the buyer pays their own 3% to 4% + VAT to the agency. There is no single combined commission borne by one party. On a USD 150,000 sale, an all-in seller bill with an agent lands near USD 9,600, or about 6.4% of price, and the agent commission is the single largest, and most avoidable, line.

How selling without an agent works in Argentina

Using a real estate agency (inmobiliaria) is optional, and selling as dueno directo (owner-direct) is fully legal and reasonably common. Sellers go this route mainly to avoid the listing-side ~3% + VAT commission. On the USD 150,000 example that is roughly USD 5,400 kept in your pocket.

What you cannot skip is the escribano (notary). Argentine law requires a property transfer to be completed by public deed (escritura publica) signed before a licensed escribano, who runs the title study, clears certificates, and registers the sale. By custom the buyer chooses and pays the escribano, so going FSBO does not add that cost to you.

A private sale means you handle pricing, photos, listings, showings, and the offer yourself. The owner-direct ecosystem is well established: the main general portals carry dueno directo filters, and there are dedicated owner-only sites, several with free listing tiers. Price from real comparables in your barrio, list in USD because the residential market transacts in dollars, and treat the reserva and boleto de compraventa as binding preliminary steps before the deed.

What it costs to sell a home in Argentina

Our own breakdown for an example sale of USD 150,000 sale price. Real figures vary with price, region, and what you negotiate.

Line item Typical cost
Your agent commission (if used) Listing-side ~3% + 21% VAT; negotiable toward ~2.5% on larger deals. The buyer pays their own ~3% to 4% + VAT separately. ~USD 5,400
Stamp tax (your share) Impuesto de Sellos is ~3.5% in CABA, legally split 50/50, so ~1.75% each. Often negotiable, and buyers frequently absorb it. A vivienda-unica exemption may apply. ~USD 2,625
Title study and certificates Seller-side ~0.6% to 1.5% for certificates and the seller's notarial contribution. The notary's main professional fee (~1.5% to 2% + VAT) is customarily the buyer's cost. ~USD 900 to USD 2,250
Typical all-in seller cost ~USD 9,600 (about 6.4% of price)

Sell it yourself and you keep ~USD 5,400 (the ~3% + VAT listing commission)

Selling without an agent removes the listing-side commission. You still pay your stamp-tax share, your seller certificates, and you cannot skip the escribano, whose public deed is mandatory for the sale to be valid. The buyer separately pays their own agency commission and customarily the main notary fee, so a private sale does not change those buyer-side costs.

Our outlook · Next 12 months

Prices flat

Prices have bottomed and are creeping up in dollar terms, but the rise is so slight that, in our view, the next year looks broadly flat rather than a clear upswing.

What we are watching

  • Recovery is decelerating. The +1.9% annual gain is the weakest in 26 months and month-to-month change is near zero, so momentum looks to be fading rather than building.
  • Still below peak. CABA prices remain about 12% under the series high, leaving room to recover but signaling buyers are not yet bidding values back up quickly.
  • Thin mortgage market. Most buyers pay cash and the few loans are UVA inflation-indexed, with a real rate from roughly 3.5% TNA at the floor to the mid-teens on top of CPI adjustment, which we think keeps credit-driven demand limited.
  • Activity holding, not climbing. CABA recorded ~5,435 sale deeds in May 2026, down ~3.1% year on year, with mortgage credit off ~37% YTD; deals are still happening on cash, which we read as support for stable rather than rising prices.

What it means for selling without an agent

With prices roughly flat and selling costs low, we think the commission you save by going dueno directo is likely to outweigh any small price move over the next year, which makes a private sale especially attractive now.

Our confidence: moderate. This is our reasoned view from the data above, not a guarantee; we revisit it as the figures move.

If you are selling now

  • Price in US dollars from real local comparables in your barrio, since the residential market transacts in dollars and asking prices are not closing prices.
  • Expect modest negotiation. Prices are roughly flat and still about 12% below peak, so buyers will push back on aspirational asking figures.
  • Budget around 6.4% of price in seller costs all-in, with the ~3% + VAT listing commission as the single largest and most avoidable line.
  • Going dueno directo keeps roughly USD 5,400 on a USD 150,000 sale, but you still pay your stamp-tax share and seller certificates.
  • You cannot skip the escribano. Line up your title deed, libre deuda certificates, and tax position early so the public deed closes on schedule.

Keep reading

Sources used on this page

Every legal, tax, and process claim on this page traces to one of these. We re-check them on a schedule and date the page when anything changes.

  1. CABA reaches USD 2,462/m2; annual sale-price rise at a two-year low (May 2026)Zonaprop ZPIndex, reported by Revista Mercado · mercado.com.ar
  2. UVA mortgage requirements and rates, Argentina (June 2026)Segundo Enfoque · segundoenfoque.com
  3. Escritura (property sale deed) statistics, City of Buenos AiresColegio de Escribanos de la Ciudad de Buenos Aires · colegio-escribanos.org.ar
  4. CABA sale deeds fell 3.1% in May 2026; mortgage credit down 37% YTDInfobae · infobae.com
  5. CABA rental yields by barrio (June 2026)Zonaprop, reported by La Nacion · lanacion.com.ar
  6. ZPIndex methodology and per-barrio price dataZonaprop · zonaprop.com.ar
  7. Argentina capital gains on real estate (15% cedular rate, 2018 cutoff, casa-habitacion exemption)PwC Worldwide Tax Summaries · taxsummaries.pwc.com

Common questions

How much does it cost to sell a house in Argentina?

Seller-side costs are low by international standards. On a USD 150,000 sale, plan for roughly USD 9,600 all-in, about 6.4% of price, made up of the listing agent commission (about 3% + 21% VAT, near USD 5,400), your share of the provincial stamp tax (around 1.75%, near USD 2,625), and the seller's title study and certificates (about 0.6% to 1.5%). The notary's main professional fee and the buyer's own agency commission are customarily paid by the buyer, not you.

Can I sell my home in Argentina without an agent?

Yes. A real estate agency (inmobiliaria) is optional, and selling as dueno directo (owner-direct) is legal and reasonably common. Doing so removes the listing-side commission of about 3% + VAT, roughly USD 5,400 on a USD 150,000 sale. What you cannot skip is the escribano (notary), because Argentine law requires the transfer to be completed by public deed. The buyer customarily chooses and pays the escribano.

Are house prices in Argentina rising or falling in 2026?

They have stopped falling and turned marginally higher. The Buenos Aires city Zonaprop index reached USD 2,462 per square meter in May 2026, up 1.9% year on year, the slowest rise in 26 months, and essentially flat at +0.1% month to month. Prices remain about 12% below the series peak, so in our view the next 12 months look broadly flat rather than a clear upswing.

Why are Argentine home prices quoted in US dollars?

Because the residential market transacts in dollars. The peso is too volatile for long-term pricing, so asking prices, the deposit (sena), and the final balance are typically set and paid in US dollars. The dollar figures in this report are the actual market currency, not a conversion. List in dollars and agree the payment mechanics, often dollar bills counted at the escritura, in advance.

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